Powerful techniques for
Seasoned Primary’s
Access more credit in less time.
Tradeliner understands your urgency, and our proven system and process
can get you there faster.
How to choose the package that is right for you.
We typically experience two types of borrowers.
- People who’s primary goal is to access cash
- People who’s primary goal is to access a auto loan
Getting Auto Credit using a CPN
If you primary focus is a vehicle, then by adding a “paid in full” seasoned primary auto loan onto your file would be highly beneficial to you. Now…this does not limit you from obtaining credit cards, but it will certainly help you obtain autos without any delays. To get high end sports cars, cars that required funding of $85,000 or more, you will want to show at least 1 installment loan of $50,000 and 1 auto loan paid in full of at least $30,000+.
Mortgage and Real Estate Credit using a CPN
If your primary focus is to borrow hard money and private money for real estate investment, then adding mortgage credit would be wise. This will allow you to easily capitalize on private contracts with investors, property sellers, private lenders, lease options, apt rentals, impress brokers, satisfy real estate agents, the list goes on and on. We do not suggest using your CPN file to borrower mortgages, there is a much more affective approach for this. Contact one of our mortgage consultants to learn more about mortgage credit using a CPN.
Obtain Credit Cards using Seasoned Primary’s and Authorized Users.
Obtaining credit cards, up to $150,000 is the most common approach to getting funding. Our revolving AU’s and seasoned primaries will have a powerful impact on your files credit rating. Credit cards can have strict policies to the number of inquiries a file is allowed to have. We typically apply for credit cards in the first phase reserve the remaining inquiries for business and personal credit lines. Banks will allow up to 6-9 inquiries on credit cards but credit lines may go up to 12 inquiries. Let our expertise in managing not only the most effective lender to apply to, but knowing which lenders allow high inquires is the difference between success and failure.
Primary Tradelines provide a powerful impact on a credit file, and will allow borrowers to get much more credit in a shorter period.
Don’t let credit challenges hold you back.
Click here so see Authorized users list.
Example package #1:
1 Seasoned Primary
3 AU’s
+This file include 1 premium line
The Primary will be an paid in full auto, allowing for easy auto financing. The AU’s will be revolving credit up to $20,000. This will easily allow for up to $100,000 in credit cards, and your new score will reach the 790-800 FICO level. This will also allow for co-signing for business loans, credit lines, and other similar credit. This file can be obtained for a $2,500 investment.
Example Package #2:
2 Seasoned Primary’s
2 AU’s
+This file include 1 premium line
By still accomplishing the all-important “4 Tradeliner file”, you can access more lenders and banks who typically require a minimum of 2 primaries. Primaries are typically more expensive, and can sometime be a factor for many clients. This file can be obtained for $2,800 investment.
Example Package #3
2 Seasoned Primary’s
3 AU’s
+This file include 2 premium lines
This primary tradeline package will include a very strong AU’s and a installment loans, and open revolving account. This file is a proven profile that produces not only higher limit approvals, but can have a much lower denial rate. Currently, over 25% of files are denied, its simply the nature of the industry. Minimizing denials and increasing the approval limits can be the difference of adding a single 5th primary trade line. This file can be obtained for a $3,050 investment
Example Package #4
3 Seasoned Primary’s
3 AU’s
+This file include 3 premium lines
This file will have a nice balance of the following: one Installment loan, almost paid in full. One revolving account and one paid in Full auto. The AU’s will be revolving account will over 10 years seasoning. This file has very few issues and a very low denial rate. 6 trade line file is a favorite of our processing team for obvious reasons. This type of file can be obtained with a $3900 investments.
Structured Seasoned Primary’s
Below is a list of seasoned primary’s that are available now.
- $10,033 REV, INSTALL,JEWELRY,FURNITURE
- $20,045 REV, INSTALL,JEWELRY,FURNITURE
- $30,067 REV, INSTALL,JEWELRY,FURNITURE
Lines will show up as a Finance company, Jewelry, Furniture Company.
*Seasoned up to 7 years
Posting dates: These trade lines post twice per month. 1st-5th and 20th-25th.
*all orders must be submitted by the 5th and 20th
For example, lines orders on the 17th of the month will post no later than the
5th of the following month, 18 days of less.
Custom Seasoned Primary’s Tradelines
These primaries are ordered direct from the bank. This lines can go up to 50,000. No revolving lines at the time but will be
added soon. We simply use one of the REV accounts from above, so this has not been an issue.
Features.
- Up to $50,000
- Up to 5 years seasoning
- Installment Loan and Auto/Lease
- Posts very FAST.
- Open or Closed
- Show as a finance company
- Credit Union Posting methods
Mortgage up to $500,000 coming soon!
Lines post in 7-10 days from the monthly transmission point. All lines are submitted each month between the 10th-
12th. Lines will post without fail within 10 days of this date.
All orders must be in by the 10th of each month. It is recommended that you become a client 2 weeks prior to your order. Our current waiting list ranges between 5-30 days depending, so please contact your agent if it’s important you catch the next available posting tim
Using a combination of the primary tradeline above, provides for maximum credit. Tradeliner is the only direct source in the industry that offers AU and 2 sets of seasoned primary’s which is the reason we are considered to be not only the most credible tradeline company in the business, but the most effective. We offer a 100% money back guarantee. We expect all clients to understand the complexities of a complete credit ready CPN profile. We offer free posting for lines that may not have posted timely, of lines that have been removed prior to accomplish the client’s goals.
Members
Premium member. A person who wants a custom file developed for a specific purpose including funding.
Preferred Member: A person who needs only primary tradelines and has a funding source, or a person who needs only funding service.
Brokers/Member: Providing wholesale services to brokers and affiliates.
